If you or your loved one is struggling with alcoholism or drug addiction you may be wondering what you can do about it. This is one of the most common questions when dealing with addiction. Alcoholism and Drug Addiction is a life-threatening disease and must be treated by a professional. There are many options on the road to recovery and many levels of treatment. For the best outcomes, seek the best option for yourself or your loved one. If you currently have a Medical Mutual Health Insurance policy, continue to read the information below to find out how to utilize your insurance to cover the cost of drug rehab treatment.
Why Professional Rehab is Necessary
It is possible to recover from Alcoholism and drug addiction on your own. It is not an easy path to follow and many who try, fail. There are multiple reasons for such failures. Many are based on the necessity of professional help in understanding not only what Alcoholism and Addiction are but also what are their causes and what other components contribute to the unmanageable lifestyle that comes with it. Isolation is the enemy of recovery. That is why drug rehab at a facility like ATS is so necessary and why insurance companies such as Medical Mutual Health offer drug rehab coverage within their insurance policies.
Rehab is where you go to receive not only help with your drug addiction but also the tools necessary for creating and maintaining a life worth living. By the time you check in to drug rehab, your life is generally a train wreck. In treatment at ATS, you begin to rebuild, repair and recover.
Is Medical Mutual Health Drug Rehab Coverage an Option For You?
With the passing of The Affordable Care Act, or ACA, alcoholism or drug addiction must be addressed as a medical condition and therefore, cost of drug rehab is more likely to be included in your benefits plan. The ACA has made treatment more available and affordable for everyone who has insurance. Medical Mutual Health offers a wide variety of health insurance plans and is available in most areas of the United States. For specific coverage information for your plan the ATS admissions team will happily process a Verification of Benefits (VOB).
Each Medical Mutual Health plan has specific coverage offered. With each level of care comes an additional level of cost coverage. Not all MMH policies will cover your drug rehab charges and some may only cover part of your care. This is standard with all insurance company policies. If you currently have an insurance policy with Medical Mutual Health, more than likely the MMH drug rehab coverage will be available to or your loved one. There may be conditions that must be met such as pre-approval or proper accreditation of the facility you have chosen such as CARF accreditation. Your Insurance provider can answer your basic questions or feel free to contact the admissions team at ATS at 760-322-1777 free of charge.
Get to Know Medical Mutual
According to their website, Medical Mutual is a health insurance company out of Cleveland, Ohio. It primarily serves clients in Ohio and is easily one of the biggest providers in the state. Medical Mutual is best known for providing insurance to major sports teams like the Cleveland Cavaliers and the Cleveland Indians. Although Medical Mutual is in Ohio, policyholders can still use coverage for drug addiction treatment outside the state.
How Insurance Can Cover the Costs of Rehab
Medical Mutual Health offers several drug rehab coverage options which may help you afford your drug rehab treatment. Depending on the specifics of your policy there may be some upfront costs, coinsurance payments or deductibles that must be met before you can enter a drub rehab program. In some instances, your insurance provider my require you pay for treatment upfront in its entirety and them reimburse you once they receive the billing statements from your drug rehab facility.
Utilizing the admissions team at ATS assures that a professional will be investigating the exact level of coverage, calculate what your personal responsibilities will be, if any, and what services will or will not be covered. The decision to seek treatment for your drug and alcohol problem is a difficult process, understand your insurance coverage doesn’t have to be. Contact our admissions team today at 760-322-1777.
Using Your Insurance at ATS
What has historically made recovery difficult is the simple fact that no two people are affected the same, no two cases of drug or alcohol problems look the same. This has made the approach to treatment and recovery more complex. What the best drug rehab facilities including ATS know is that there must be a program that can be adjusted to everyone’s needs.
Often, insurance companies like MMH require the drug rehab facility have the proper accreditations in order to be consider a partner and be an approved provider for their clients. ATS is CARF accredited, the premier accreditation for drug rehab facilities and as such is considered an approved provider.
The top drug and alcohol rehab programs understand that clients come to treatment for many different reasons and as a result there needs to be a large variety of therapeutic offerings to ensure the best possible outcomes for everyone. The goal is long term sustainable recover from alcoholism and drug addiction. What you want to make sure the drug rehab you choose includes at least some, if not all the following:
- Family program
- Weekly one-on-on therapy sessions with credential therapist
- Group counseling
- CBT
- DBT
- Experiential expressive therapies
- Health and Wellness
- Mental health
